insurance options

Unlike 529 plans, our college savings plan does not charge upfront fees and offers no annual account maintenance or inactivity fees. Plus, there’s no penalty for noneducational withdrawals.  You can use the money for qualified higher education expense—like tuition, room and board, textbooks, computers and technology equipment along with any type of  investments 

Guaranteed coverage with strong cash value for you and your family . Affordable rates with the convenience of payroll deduction. This coverage is portable should your employment circumstances change. Additional supplemental riders available such as Waiver of Premium, Chronic Illness Rider and Accidental Death Benefit coverage. 

Fixed annuities pay guaranteed 3% interest rates . You make payments to the annuity provider, which in turn promises to pay you a fixed return on your contributions, no matter how markets are performing. 

This is a whole life insurance policy designed to provide sufficient coverage to take care of funeral expenses and any remaining medical bills. It offers peace of mind by ensuring that your loved ones are not burdened with these financial obligations during a difficult time. Additionally, the policy requires no health-related questions, making it accessible to those who may not typically qualify for other types of insurance 

This credit repair will obtain your credit report from each of the three credit bureaus. Review your reports to identify potential errors and mistakes. During this time we will give you a solution to achieve your financial goals now and in the future. 

We offer two effective tax shelter options: whole life insurance and fixed annuities. Whole life insurance provides lifelong coverage and builds cash value over time, growing tax-deferred. Fixed annuities offer a guaranteed income stream, also growing tax-deferred, with taxes applied only upon withdrawal. Both options are powerful tools to help manage and grow your assets while minimizing tax liabilities.